Tax & Compliance
Stay compliant with built-in tax reporting tools. XRPay tracks fair market values, generates IRS-compatible exports, and keeps your financial data organized.
Tax Dashboard
The Tax & Ledger dashboard gives you a real-time view of your business financials:
YTD Volume
Year-to-date transaction volume and revenue at a glance.
Fair Market Values
Payments recorded with FMV at time of receipt for accurate tax reporting.
CSV Export
One-click export compatible with IRS Form 8949 and Schedule D.
Year Filtering
Filter data by tax year for clean annual reporting.
Transaction Detail
Every payment includes hash, amount, currency, exchange rate, and timestamp.
Searchable Ledger
Search and filter your transaction history for auditing.
IRS Compliance
Cryptocurrency received as payment is treated as income at fair market value at the time of receipt (IRS Notice 2014-21). XRPay automatically records this for every transaction.
- Each payment records the USD fair market value at time of receipt
- CSV export format matches IRS Form 8949 requirements
- Supports Schedule D capital gains reporting for crypto dispositions
- Year-based filtering for clean annual tax returns
Data Privacy
XRPay takes data privacy seriously:
Data Minimization
We collect only the data necessary to provide our services.
No Data Selling
Your business data is never sold to third parties.
Encryption at Rest
All sensitive data is encrypted using enterprise-grade encryption.
Organization Isolation
Your data is fully isolated from other merchants.
Get Started
Tax reporting tools are included in all XRPay plans. Sign up and access your Tax & Ledger dashboard. Detailed CSV export walkthrough and compliance guidance are in your Help Center.